Crypto merchant accounts for licensed exchanges and on-ramps.
Crypto businesses need fiat acceptance for on-ramps and services, and most mainstream acquirers decline the category on sight. KLAUDE works with partners that accept licensed and registered crypto businesses, and helps present your compliance framework in the way acquirers need to see it.
What makes payments difficult in this category
- Widespread acquirer exclusion of the category
- VASP registration and licensing requirements by jurisdiction
- Card-scheme rules on crypto purchases
- Fraud and chargeback exposure on on-ramp transactions
How KLAUDE approaches it
- Acquiring partners with defined crypto programmes
- Presentation of AML/KYC frameworks for underwriting
- Fraud controls tuned to on-ramp risk
- Alternative payment methods including bank transfer and open banking
Eligibility and compliance
Eligible businesses must hold the required VASP registration or licence in their operating jurisdictions and maintain AML/KYC programmes. KLAUDE does not support unregistered operators or the evasion of sanctions or financial regulation.
KLAUDE does not assist any business in evading banking rules, sanctions, KYC/AML obligations, card-network requirements or regulation. Final acceptance is determined by acquiring-partner underwriting.
Not sure your crypto & web3 site will pass underwriting?
Send us the URL. A payment specialist checks it against the thirteen points acquirers look at and tells you what to fix before you apply. Free, confidential, two business days.
Relevant products
All productsCard acquiring
Visa, Mastercard and local card schemes through acquiring relationships matched to your business model and markets.
Learn moreAlternative payment methods
Wallets, bank transfers, open banking, instalments and local methods that lift conversion in each market.
Learn moreFraud & risk
Fraud screening, 3-D Secure and risk rules tuned to your business rather than a generic profile.
Learn moreCommon questions
Does KLAUDE support high-risk merchants?
Yes. Many of the businesses we work with would be labelled "high risk" by mainstream processors. We prefer to think in terms of complex requirements rather than risk labels, but the practical answer is that we arrange acquiring for categories most providers decline — provided the business is lawful, licensed where required and willing to meet acquirer standards.
How long does merchant onboarding take?
Our initial review typically takes a few business days. Acquirer underwriting then ranges from under a week for straightforward profiles to several weeks for complex or licensed categories. The largest factor is how complete your documentation is — we give you a checklist up front so nothing is missing.
Can KLAUDE provide multiple merchant accounts?
Where it makes sense, yes. Multiple MIDs across different acquirers give you redundancy and allow volume to be spread. Note that card-scheme rules prohibit using multiple accounts to disguise volume or evade monitoring programmes; we only structure multi-acquirer setups for legitimate resilience and optimisation purposes.
Can KLAUDE help with international payment processing?
Yes. We arrange local acquiring and local payment methods in Europe, the UK, North America, LATAM and APAC where your business profile qualifies. Some markets require a local entity or licence; we explain those requirements before you commit.
Which currencies are supported?
Presentment in 100+ currencies and settlement in major currencies including EUR, GBP and USD are available depending on the acquiring partner. Exact currency support is confirmed during placement.